Your Cash Advance Loan

If you are short on cash this week and payday is too long to wait, cash advance is a great alternative. Advancing on your paycheck is designed for short term needs and is in no way designed for long term needs. Advancing helps to avoid the headache of bounced checks, bank fees, and utility shut offs.

When considering taking advantage of cash advance services you need to qualify for them first. You must be at least 18 and be a citizen of the US. You will probably have to prove that you’re a citizen so have your social security card, a birth certificate, a passport, or other proof when applying. You must have a checking account in good standing (no negative balances), a recent paycheck stub to prove that you have income, two pieces of mail to prove your residence, and a valid state identification card.

The amount of your short term loan (cash advance) can not exceed what you earn in a pay period. In most cases if you have the required information you can usually receive your advance instantly or within 24 business hours.

I have used cash advance services and it has definitely been a lifesaver. It’s quick and easy. You do have to pay interest on the loan but it’s a lot less than paying for a bounced check.

Cash advances don’t do credit checks, so no matter what kind of credit you have, its okay. When applying for a cash advance you’ll need a blank check in which you write for the total amount due at the end of your term. A term is usually your next payday.

On the day your term is over you will be expected to repay the full amount of your cash advance. You will then be given the option of re-advancing.

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