Do you need instant funds, but are not able to get a loan because of a long history of bad credit? If so, you should seek a no checking account payday loan. This type of loan does not check your credit score, which is very convenient for those with bad credit who need urgent funds.
No checking account payday loans are short term, unsecured loans. Since they are unsecured, no collateral is needed and no credit check is involved. However, with unsecured loans, the interest finance charge is higher because you don’t put up any collateral. There is also no extensive documentation to complete, just a simple online application. You can receive a loan ranging from $100 to $1500, and repay it between two to four weeks, whatever is determined when you fill out the application. You can elect to pay the loan back in longer duration if you are capable of repaying it. You can apply for these loans by going online and filling out a simple application. Within twenty-four hours, you should receive the funds you need.
In order to be eligible for the no checking account payday loans, you must meet the following criteria:
- Be at least eighteen years of age at your last birthday.
- Be employed for at least six months, with a monthly income of at least $1000.
- Have an open bank account for at least three months.
- Be able to repay the loan within a given timeframe.
- Be a permanent resident of the United States.
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